Homelend

Homelend
Homelend logo
Homelend ICO Review
Homelend ICO
Ticker: HMD
ICO start: 2018-03-15 00:00:00
ICO end: 2018-07-30 00:00:00
Price: 1 ETH = 1,600 HMD
Tokens: 160000000
Tokentype: ERC20
Hardcap: 30,000,000 USD
Softcap: 5,000,000 USD
Raised: 0
Platform: Ethereum
Distributed: 64%
Minimum: 1,000 USD
Accepting: BTC, ETH, Fiat

Homelend is a decentralized platform enabling the next generation of homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it enables mortgage crowdfunding using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts.

Homelend is currently launching an ICO for raising capital to support our project. Our offering is conducting from Zug, Switzerland (a.k.a. Crypto-Valley), under the highest standards of security and trust.

Contents

Description

From manual & lengthy, to Streamlined & Efficient
By embedding pre-defined business logic into smart contracts, digitizing documentation and eliminating unnecessarily processes, Homelend will automatically execute an end-to-end origination process, cutting it down from 50 days to less than 20.

From Ambiguous & Clunky to Transparent & User-Friendly
Homelend aims to create a lending process that is not only smart, but also simple and fair. It will enable borrowers will be able to easily apply for a loan, track their application status at all times and interact directly with mortgage lenders.

From Costly Intermediation to Cost-Effective & Middleman-Free
The immutability, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as middlemen. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.

From Vulnerable & Unreliable to Trusted & Secure
Centralization and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts enable Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent, and secure way

Review

2016: The Homelend founders launch the project with the incorporation of new company.
2017: The founders bootstrap the project with 1 USD million USD in contributions. A team of experts in technology and finance join the company. Design of the platform’s concept and architecture begins. A first MVP is completed, based on client-server infrastructure. A second MVP is released, based on distributed ledger technology.
2018: DMC Homelend AG is incorporated in Zug, Switzerland(aka ‘Crypto Valley’). Business and technical whitepapers are completed. Token Generation Event (TGE) pre-sale phase begins. TGE Public crowdfunding will be conducted and completed. Additional technology and finance experts will join the company.Homelend’s beta version will be completed and the token’s basic functionalities will be operational for early adopters, under the pure crowdfunding lending mechanism. Development of beta versions for pooling and auction lending mechanisms will begin.
2019: Homelend’s platform 1.0 version will be tested on the testnet-feedback with Quality Assurance (QA) team. Development of smart agent for investment abilities in Homelend’s platform will begin. Homelend’s platform will to new markets.[1]

Team

name: title: links: group: photo: iss:
Raghuram Bala Analytical Technology Executive https://www.linkedin.com/in/raghubala/ Advisors Raghuram Bala photo 8.7
Yoram Uzan Entrepreneur Advisors Yoram Uzan photo 4.6
Danny Coddy Appraisal Advisors Danny Coddy photo 4.6
Ido Samuelson Blockchain Expert Advisor https://www.linkedin.com/in/isamuelson/ Advisors Ido Samuelson photo 4.6
Marc Kenigsberg Tokenomics and Data Management Advisor https://www.linkedin.com/in/marckenigsberg/ Advisors Marc Kenigsberg photo 39.53
Adina Haham Business Growth Advisor https://www.linkedin.com/in/adina-haham-8409ab28/ Advisors Adina Haham photo 4.6
Daniil Morozov Advisor https://www.linkedin.com/in/dmoroz0v/ advisors 65.6
Itai Cohen Chief Executive Officer https://www.linkedin.com/in/itai-cohen-9478959b/ Team Itai Cohen photo 4.6
Netanel Bitan Chief Technology Officer https://www.linkedin.com/in/netanel-bitan-25a82437/ Team Netanel Bitan photo 4.6
Ricardo Henriquez Chief Innovation Officer https://www.linkedin.com/in/ricardo-henriquez-08b4593b/ Team Ricardo Henriquez photo 4.6
Amir Nahmias Chief Business Officer https://www.linkedin.com/in/amirnahmias/ Team Amir Nahmias photo 4.6
Michael Tanfilov Strategic Planning Director https://www.linkedin.com/in/michael-tanfilov-6728b423/ Team Michael Tanfilov photo 4.6
Kanat Tulbassiyev Leading Blockchain Developer https://www.linkedin.com/in/kanat-tulbassiyev/ Team Kanat Tulbassiyev photo 6.6
Ram Stivi Backend Developer https://www.linkedin.com/in/ran-stivi-a9959454/ Team Ram Stivi photo 4.6
Sol Alvarado Quijano Graphic Designer / Community Assistant https://www.linkedin.com/in/solqi/ Team Sol Alvarado Quijano photo 4.6
Vinod Morkile Blockchain Developer https://www.linkedin.com/in/vinodmorkile/ Team Vinod Morkile photo 4.6
Eliran Madar Business Development / Investor Relationship https://www.linkedin.com/in/eliran-madar-370b4973/ Team Eliran Madar photo 4.6
Asher Dry Chairman https://www.linkedin.com/in/asherdory/ Team Asher Dry photo 4.6
David M. Gottdenker USA Mortgage expert https://www.linkedin.com/in/gottdenker/ Team David M. Gottdenker photo 4.6

External links


Homelend on twitter
Homelend on telegram
Homelend on facebook
Homelend on medium
Homelend on bitcointalk
Homelend on github
Homelend on reddit
Homelend on youtube
Homelend official website
Homelendbounty
Homelend whitepaper

Sources

  1. https://www.homelend.io

See Also on BitcoinWiki