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Insureum ICO Review
Insureum ICO
Ticker: ISR
ICO start: 2018-05-30 00:00:00
ICO end: 0000-00-00 00:00:00
Price: 10 ISR = 1 USD
Bonus: 1
Tokens: 193050000
Tokentype: ERC-20
Hardcap: 20 000 000 USD
Softcap: 5 000 000 USD
Raised: 0
Platform: Ethereum
Distributed: 65%
Minimum: 0.1 ETH
Accepting: ETH

The Insureum Protocol uses blockchain to create a decentralized ecosystem that connects insurers, their policyholders, and third parties.



Despite the insurance industry’s success over the last 30 years, it has never been a technology leader. Finally, with the Insuruem Protocol, the insurance value chain will become cost efficient and simple, and create larger value in the insurance industry by enabling transactions between stakeholders. Insurance companies, policyholders and 3rd parties alike can all make transactions according to their own competencies, and all excess value (created from the transactions) is shared based on their contribution.

Zikto started negotiations with insurance and financial institutions in 2015, concerning the gathering and processing of lifecycle data. It was these new connections that led Zikto down the path toward changing their focus as a company.

The Zikto team realized that a lot of players in traditional finance-based sectors have a strong initiative to understand their current and potential customers. A data-gathering intermediary can be a real asset for these sectors to understand their target audiences. With reliable data, they can develop better products that are customized, digitalized and more cost-efficient.

However, it is very difficult and costly for these sectors to gather this data by themselves. It requires a significant investment of time and money to develop and integrate such a system, market it to the public, manage the data gathering processes, and analyze it. The Challenge, Zikto’s data integration platform, bridged the gap nicely by providing data and analysis gathered from various smart devices. Zikto secured a number of sales agreements and ongoing negotiations with global insurance companies, as The Challenge offered a good value-for-price. As just one of millions of app developers, Zikto ultimately decided to side with the win-win monetization strategy of adjusting their focus to the processing and integration of data.

Now, Zikto is expanding the idea of data sharing to another level: developing a protocol to facilitate the transactions. It will promote more stakeholders in the traditional insurance industry, benefiting all. Insurers will find easier ways to gather data, users and policyholders will have access to better insurance products, and third parties like app developers and sales agencies will find optimal ways to monetize their services and products.

The Insureum Protocol is a new blockchain-based insurance ecosystem that seeks to connect insurers, their customers, and developers. It is designed to assist insurance companies in tailoring insurance policies to individual lifestyles to provide unique incentives for customers.

Zikto’s vision is for the Insureum Protocol to create the conditions through which many new insurance products attractive to people under the age of forty are developed.


april 1st, 2017: The Challenge Launches.
May 1st, 2017: Blockchain pilot project with SKT and CoinPlug.
June 1st, 2017: Collaboration with KB Card.
April, 2018: Team and Advisory board development.
May 30th, 2018: ICO.
Q3 2018: Pilot testing of Inserum Protocol with The Challenge as a data platform.
Q4 2018: Globalise user data gathering platform.
2019: Launch The Insureum Protocol (Phase 0).
2020: Start Phase 1.
2021: Start Phase 2.
Q3 2021: Start Phase 3.
2022: Pilot test process automation of Underwriting.[1]


name: title: links: group: photo: iss:
Kyung-Tae Kim Co-founder, CTO & Co-CEO Kyung-Tae Kim photo 3.1
David Suh Co-founder, CFO and co-CEO David Suh photo 3.1
Thomas Lead blockchain developer Thomas photo 3.1
Ziggy Bak Growth hacking Director Ziggy Bak photo 3.1
Jay Kim Senior Developer Jay Kim photo 22.1
Andrew Seo Sales Director Andrew Seo photo 3.1
Michael Ahn Marketing Manager Michael Ahn photo 3.1
Peter Han Junior blockchain developer Peter Han photo 3.1
Newt Choi Customer service Manager Newt Choi photo 3.1
Donna Financial Administrator Donna photo 3.1
Will Technical and Strategic Advisor Advisor Will photo 3.1
Chanwoo Lee Investment Advisor Advisor Chanwoo Lee photo 3.1
Ismail Malik Blockchain and media advisor Advisor Ismail Malik photo 95
Kingsley Blockchain advisor Advisor Kingsley photo 3.1
Santhosh Engineering Advisor Advisor Santhosh photo 3.1
Chanki Lee Investment advisor Advisor Chanki Lee photo 3.1
Yohan John Kim Investment advisor Advisor Yohan John Kim photo 3.1
Sungjae Hwang Investment advisor Advisor Sungjae Hwang photo 5.1
Chiweon Kim Healthcare advisor Advisor Chiweon Kim photo 3.1
Yoon-Sup Healthcare advisor Advisor Yoon-Sup photo 3.1
Kwang-nam Kim Investment advisor Advisor Kwang-nam Kim photo 3.1
Sung-ki Lim Insurance advisor Advisor Sung-ki Lim photo 3.1
Gana Medical advisor Advisor Gana photo 3.1

External links

Insureum on twitter
Insureum on telegram
Insureum on facebook
Insureum on medium
Insureum on bitcointalk
Insureum on github
Insureum on reddit
Insureum on youtube
Insureum official website
Insureum whitepaper



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