Payza
Payza is an e-commerce business allowing payments and money transfers to be made through the Internet. Previously the brand the service was marketed as was AlertPay.
When sending money using Payza a purchase can be funded from an existing Payza balance or using a credit card. When receiving money, all funds received are added to your Payza account balance. Methods for depositing funds into an Payza account include bank wire, by linking a bank account (e.g., ACH in the U.S.), by money order or certified check and other methods included prepaid card. These options vary based on geographic area.
Methods for withdrawing funds from an Payza account include bank wire, a localized bank transfer method (e.g., ACH transfer to a bank account in the U.s.), check and other methods including prepaid card. These options vary based on geographic area.
Description
Payza payment system was founded in 2012, in may, and was formed from the merger of another payment system AlertPay and UK-based MH Pillars Ltd, which specialized in prepaid cards. It is worth noting that both Alertpay and UK-based MH Pillars Ltd were not once noted in fraud, even when closing Alertpay all conclusions were carried out correctly, which gave their “daughter” Payza a big credit of trust among users. The payment system is approved the Money Transfer Agent that works for the English interface. It is noteworthy that Payza is more focused on foreign clients than Alertpay, because it supports more countries (197), has many interesting features.
Advantages
The main advantage of working with Payza – high speed operations. Depending on the type of transfer, it may take several minutes. Also, the system is different:
- Simple functionality and” friendly ” interface, which is easy to understand.
- Access from mobile devices, that is, you go there from anywhere.
- Ability to make a request to allocate funds from friends, family and others and get out instantly.
- High safety. The modern system allows you to pay bills for the Internet and more, keeping the information confidential.
- High-quality customer support. Despite the use of English, support responds so that the answer was clear to everyone.
- Opportunity to receive income from the affiliate program.
- The system supports 21 world currencies, so you can make payments around the world.
It is worth noting that using the system Alertpay completely transferred to the “Landscape” with the preservation of data, logins and passwords.
Deposit
When preparing to deposit funds the denomination is chosen for the destination wallet. Wallet currencies include the following:
- U.S. dollar (USD)
- Euro (EUR)
- British pound sterling (GBP)
- Canada dollar (CAD)
Withdraw
When funds are withdrawn, Payza will perform foreign exchange conversion into the choice of any of the following currencies:
Europe
| Country name | Currency | Symbol | Notes / Alternate |
| Austria (AUT) | Euro | EUR | Euros |
| Belgium (BEL) | Euro | EUR | Euros |
| Bulgaria (BGR) | Bulgarian Lev | BGN | Bulgariam levove, leva |
| Czech Republich (DZE) | Czech koruna | CZY | Czech koruna |
| Cyprus (CYP) | Euro | EUR | Euros |
| Denmark (DNK) | Danish krone | DKK | Danish kroner |
| Estonia (Est) | Euro | EUR | Euros |
| Finland (FIN) | Euro | EUR | Euros |
| France (FRA) | Euro | EUR | Euros |
| Germany (DEU) | Euro | EUR | Euros |
| Greece (GRC) | Euro | EUR | Euros |
| Hungary (HUN) | Hungarian forint | HUF | Hungarian forints |
| Ireland (IRL) | Euro | EUR | Euros |
| Italy (ITA) | Euro | EUR | Euros |
| Lithuania (LTU) | Lithuanian Litas | LTL | Lithuanian litai |
| Macedonia (MKD) | Macedonian Denars | MKD | Macedonian denari |
| Netherlands (NLD) | Euro | EUR | Euros |
| Norway (NOR) | Norwegian krone | NOK | Norwegian kroner (or kronor) |
| Poland (POL) | Polish zloty | PLN | Polish zlotys |
| Portugal (PRT) | Euro | EUR | Euros |
| Slovenia (SVN) | Euro | EUR | Euros |
| Spain (ESP) | Euro | EUR | Euros |
| Sweden (SWE) | Swedish krona | SEK | Swedish kronor |
| Switzerland (CHE) | Swiss franc | CHF | Swiss francs |
| United Kingdom (GBR) | British pound sterling | GBP | British pounds sterling |
Middle East
| Country name | Currency | Symbol | Notes / Alternate |
Africa
| Country name | Currency | Symbol | Notes / Alternate |
| South Africa (ZAF) | South African rand | ZAR |
Asia
| Country name | Currency | Symbol | Notes / Alternate |
| Hong Kong (HKG) | Hong Kong dollar | HKD | Hong Kong dollars |
| India (IND) | Indian rupee | INR | Indian rupees |
| Singapore (SGP) | Singapore dollar | SGD | Singapore dollars |
| Malaysia (MYS) | Malaysian ringgit | MYR |
North America
| Country name | Currency | Symbol | Notes / Alternate |
| Canada (CAN) | Canadian dollar | CAD | Canadian dollars |
| United States (USA) | U.S. dollar | USD | U.S. dollars |
Central and South America
| Country name | Currency | Symbol | Notes / Alternate |
Oceania
| Country name | Currency | Symbol | Notes / Alternate |
| Australia (AUS) | Australian dollar | AUD | Australian dollars |
| New Zealand (NZL) | New Zealand dollar | NZD | New Zealand dollars |
Fees
There are no fees when sending money. The fee subtracted when money is received will vary based on the account type.
Risks
Funds received through Payza can potentially be put at risk if the buyer requests a chargeback. Payza’s policy is to close the account for any account holders who issue a chargeback.
Payza holds balances that might be at risk. The agreement states:
There is no mention if these funds are CDIC (Canadian) insured, FDIC (U.S.) insured, or any other indication of how or where these funds are held.
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