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DeFi: Lending and Borrowing

This category is dedicated to DeFi websites and tools allowing people to lend or borrow cryptocurrencies without the assistance of middlemen or banks. You can find here articles on lending and borrowing in decentralized finance, their key characteristics, and how people can earn interest or receive a loan due to smart contracts. The question of risk, collateral, and popular protocols encouraging peer-to-peer lending and borrowing in the cryptocurrency market belongs to this category.