David Schwartz

David Schwartz photo

David Schwartz is an American cryptographer and programmer. Now he is a chief cryptographer at Ripple.

Early years and career

David Schwartz graduated from the University of Houston (Electrical Engineering) in 1990.

In 1988, he founded David Schwartz Enterprises. There he invented a hierarchical system for distributing workloads over multiple computers, handled interactions with the USPTO to obtain the United States patent 5,025,369, managed marketing and licensing efforts.

In 1991, Schwartz served as software development at Re/Max. There he conceived and developed a system to analyze public property records and identify houses that were the most likely to be over-assessed and entitled to property tax reductions.

Since 1992, he was a partner of Cardiophonics. Schwartz is a co-founder of a medical device manufacturing company that developed, manufactured, and sold a noninvasive medical device to provide objective measurements of the presence and severity of heart murmurs and related conditions. Obtained FDA and other regulatory approvals to permit the legal sale and use of the device and the ability to bill insurance companies for its use. The partnership lasted for 3 years.

In 1996, he worked for Worldwide Internet Solutions as a senior network manager. He supervised the design, implementation, and deployment of a regional network and a large document scan, index, search and retrieval system. Managed the development of the disaster recovery, monitoring and billing systems.

In January 1998, Schwarz joined WebMasters Inc. where he worked for 13 years. He started as a director of software development. He designed the architecture for and managed the complete reimplementation of the “ConferenceRoom” chat server and related products. In 2001 he was promoted to chief technical officer. He was overseeing research, development and technical operations. The primary architect of the cloud-based storage system (“DriveShare”) featuring portable client code, high-speed remote access, access control, NAT penetration, web-based access, and presentation as a local drive for ease of operation. Personal involvement included designing the overall architecture, writing the core server code, designing and supervising the implementation of the back-end storage, and coordinating teams involved in developing the client software and implementing the data center portion.

In 2011, he came to Ripple and became the chief cryptographer of the company. In July 2018 he was assigned as CTO of the company based in San Francisco. He is leading a world-class group of engineers, scientists and business executives growing a global network of financial institutions using blockchain-based solutions to remove friction from global payments.

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